Swiftpay Direct – Terms of Use
These Terms of Use (“Terms”) govern your access to and use of the Swiftpay Direct website, services, and products (“Services”). By accessing or using our Services, you agree to be bound by these Terms. Please read them carefully.
1. Acceptance of Terms
By accessing or using any part of the Swiftpay Direct Services, you agree to be bound by these Terms. If you do not agree to all the terms and conditions, you may not access or use the Services.
2. Eligibility
To use our Services, you must be at least 18 years old and capable of entering into a legally binding contract. By using the Services, you represent and warrant that you meet these eligibility requirements.
3. Account Registration
To access certain features of the Services, you may be required to register for an account. You agree to provide accurate and complete information when registering and to keep your account information up-to-date. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
4. Use of Services
You agree to use the Services only for lawful purposes and in accordance with these Terms. You agree not to use the Services:
- In any way that violates any applicable law or regulation.
- To engage in any fraudulent, deceptive, or harmful activity.
- To infringe upon the rights of others, including intellectual property rights.
- To interfere with or disrupt the Services or servers or networks connected to the Services.
5. Fees and Payments
If you use any paid Services, you agree to pay all applicable fees. Swiftpay Direct reserves the right to change its pricing at any time, but you will be notified in advance of any changes to fees for paid services. You are responsible for any taxes applicable to your use of the Services.
6. Loan Terms
Loan terms, including interest rates, repayment schedules, and fees, will be clearly disclosed to you before you agree to any loan. By accepting a loan from Swiftpay Direct, you agree to the specific terms and conditions associated with that loan.
7. Privacy Policy
Your use of the Services is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review the Privacy Policy to understand our practices regarding your personal information.
8. Intellectual Property
All content and materials available on the Services, including but not limited to text, graphics, logos, and software, are the property of Swiftpay Direct or its licensors and are protected by intellectual property laws. You agree not to copy, distribute, modify, or create derivative works from any content or materials without prior written consent.
9. Third-Party Links
The Services may contain links to third-party websites or services that are not owned or controlled by Swiftpay Direct. We are not responsible for the content, policies, or practices of any third-party websites or services. You access them at your own risk.
10. Termination
Swiftpay Direct reserves the right to suspend or terminate your account or access to the Services at any time, with or without notice, for any reason, including violation of these Terms. Upon termination, your right to use the Services will immediately cease.
11. Disclaimer of Warranties
The Services are provided on an “as is” and “as available” basis, without warranties of any kind, either express or implied. Swiftpay Direct does not warrant that the Services will be uninterrupted, error-free, or secure.
12. Limitation of Liability
To the fullest extent permitted by law, Swiftpay Direct shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, arising from your use of the Services.
13. Indemnification
You agree to indemnify and hold harmless Swiftpay Direct, its affiliates, and their respective officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys’ fees, arising out of or in any way connected with your use of the Services or violation of these Terms.
14. Governing Law
These Terms and your use of the Services are governed by and construed in accordance with the laws of [Your Jurisdiction], without regard to its conflict of law principles. Any legal action or proceeding arising under these Terms will be brought exclusively in the courts located in [Your Jurisdiction].
15. Changes to Terms
Swiftpay Direct reserves the right to modify or update these Terms at any time. If we make changes, we will notify you by revising the date at the top of the Terms. Your continued use of the Services after any changes constitutes acceptance of the revised Terms.
16. Contact Us
If you have any questions or concerns about these Terms, please contact us at info@swiftpaydirect.com.
By using Swiftpay Direct, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use.